Who Has Affordable Greensboro Auto Insurance for Single Moms?

The vehicle model needing coverage is one of the biggest factors that determines whether or not you can buy the most economical auto insurance for single moms. Vehicles with lower acceleration and performance, a great safety record, or low incidents of liability claims will cost less to insure than higher performance models.

The next list features auto insurance prices for a handful of the cheaper automobiles to buy insurance for.

Cheapest Vehicles to Insure in Greensboro, NC
Vehicle Insured Estimated Cost for Full Coverage
Honda CR-V EX-L 4WD $1,103
Toyota Prius $1,193
Chevrolet Impala LS $1,252
Ford F-150 SVT Raptor Super Cab 4WD $1,301
Dodge Grand Caravan Crew $1,307
Toyota Tacoma Double Cab TRD Sport Package 4WD $1,301
Ford Focus SEL 4-Dr Sedan $1,318
Ford Escape XLS 2WD $1,322
Kia Optima LX $1,367
Ford Fusion SEL 4-Dr Sedan $1,374
Jeep Wrangler Unlimited Rubicon 4WD 4-Dr $1,410
Hyundai Sonata SE 4-Dr Sedan $1,433
Honda Accord EX 2-Dr Coupe $1,438
Toyota RAV4 Sport 4WD $1,461
Toyota Camry LE $1,468
Find Cheaper Rates Go

Data rating is based on single female driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and North Carolina minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Table data does not factor in vehicle garaging location which can affect premiums significantly.

Based upon the table data, cars like the Honda CR-V, Toyota Prius, Chevrolet Impala, Ford F-150, and Dodge Grand Caravan will be a few of the most economical vehicles to insure for single parents.

One of the more important factors that help determine the cost of insurance is your address in Greensboro. Areas with more people or higher crime rates are more likely to pay higher prices, whereas areas that tend to be more rural have the enjoyment of a little cheaper coverage.

The illustration below sorts the most expensive cities in North Carolina for single moms in which to buy car insurance. Greensboro is listed at #9 with a yearly premium of $763 for the average policy, which is approximately $64 per month.

How much is car insurance in Greensboro?
Rank City Average Per Year
1 Fayetteville $905
2 Jacksonville $873
3 Charlotte $808
4 Gastonia $803
5 Durham $797
6 Cary $772
7 Goldsboro $765
8 Wilmington $765
9 Greensboro $763
10 Raleigh $760
11 Huntersville $756
12 Wilson $754
13 Apex $739
14 Greenville $738
15 High Point $731
16 Rocky Mount $726
17 Indian Trail $723
18 Chapel Hill $717
19 Hickory $711
20 Salisbury $705
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Annual rates are comparative as specific Greensboro garaging address can influence insurance rates greatly.

Discounts on Greensboro auto insurance rates

Save on car insurance for single parents in GreensboroInsurance companies that offer quotes for single moms may provide premium discounts that could lower prices by 35% or more if you meet certain criteria. Large car insurance companies and their offered discounts are detailed below.

The chart below compares auto insurance rates with and without discounts. The costs are based on a female driver, no claims, a clean driving record, North Carolina state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles. The first bar for each age group shows insurance cost with no discounts. The second shows the rates with anti-theft, multiple vehicle, multiple policy, homeowner, defensive driving course, and safe-driver discounts applied. With discounts applied, the average savings per year on car insurance for single moms is 28% or $278.

Ratings for North Carolina car insurance companies

Insuring your vehicle with a good quality insurance company is difficult considering how many different companies sell coverage in Greensboro. The ranking information in the next section can help you decide which car insurance providers you want to consider comparing rate quotes with.

These ratings are for companies with a national presence, so companies without a large exposure are not included in the list. To check rates from these top insurers and more, simply click here.

Top 15 Car Insurance Companies for Single Moms in Greensboro, NC
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
21st Century 86 82 90 84% A 86.4
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Data Source: Insure.com Best Car Insurance Companies

Responsible drivers pay cheaper car insurance rates

The obvious way to find the best car insurance rates for single parents is to drive safe and avoid traffic citations and accidents. The illustration below illustrates how traffic citations and at-fault collisions can influence car insurance rates for different age groups. The premiums are based on a married male driver, comprehensive and collision coverage, $250 deductibles, and no additional discounts are factored in.

In the chart above, the average cost of a car insurance policy in North Carolina per year with a clean driving record and no accidents is $1,496. Factor in two speeding tickets and the average cost hikes up to $2,063, an increase of $568 each year. Now throw in two accidents along with the two speeding tickets and the 12-month cost of car insurance for single moms goes up to an average of $4,181. That’s an increase of $2,686, or $224 per month, just for not being attentive to the road!

If you have coverage questions and would like to get some professional advice when shopping around for cheaper insurance for single parents, the professional agents shown below can provide answers to your questions and help you determine which auto insurance coverages would be the best in your situation.

To find an auto insurance agency nearest to you, click the link at the bottom.

Nationwide Insurance: Joe Fowler
408 Wendover Ave EGreensboro, NC 27401(336) 299-7447

Nationwide Insurance: Multiple Line Ins Agency Inc
1919 Boulevard St dGreensboro, NC 27407(336) 299-8877

Protective Agency
1211 E Bessemer AveGreensboro, NC 27405(336) 274-1211

Drew Baker – State Farm Insurance Agent
608 Pisgah Church RdGreensboro, NC 27455(336) 288-8802

View map of Greensboro, NC insurance agents

Ideas to find budget-friendly auto insurance for single moms

It’s not impossible to find cheaper rates, and here are some of the better penny-pinching ideas that can help you find lower-cost coverage.

The last suggestion is extremely necessary, as was discussed in the prior article. Auto insurance prices adjust frequently, so don’t be unwilling to switch companies if a better deal can be had.

Loyalty to a specific company is fine, but we do not recommend it if that stubbornness costs you potentially thousands of dollars a year. In less than five minutes you could compare prices and find cheaper car insurance for single moms in Greensboro.