Who Has Cheap Car Insurance Rates for Drivers Requiring a SR22 in Greensboro?

The make and model of vehicle you are trying to insure is probably the largest consideration when quoting the cheapest auto insurance for drivers requiring a SR22. Vehicles with high performance, a lack of modern safety features, or a history of substantial liability claims will cost quite a bit more to insure than more modest models.

The information below shows coverage prices for a number of the most cost-effective automobiles to insure.

Cheapest Vehicles to Insure in Greensboro, NC
Make and Model Estimated Cost for Full Coverage
Ford Escape Limited 2WD $3,702
Honda CR-V LX 4WD $3,758
Toyota Prius $3,936
Volkswagen Jetta S 2.5 Station Wagon $4,001
Ford F-150 STX Regular Cab 4WD $4,250
Ford Explorer XLT 2WD $4,278
Chevrolet Equinox LT AWD $4,339
Jeep Grand Cherokee Laredo 2WD $4,346
Dodge Grand Caravan SXT $4,379
Toyota Tacoma 2WD $4,435
Honda Odyssey EX W/Rear Entertainment $4,444
Chevrolet Impala LT $4,449
Chevrolet Malibu LS $4,484
Toyota RAV4 4WD $4,492
Nissan Altima 2.5 4-Dr Sedan $4,484
Toyota Camry SE $4,533
Ford Focus SES 4-Dr Sedan $4,639
Ford Edge Sport AWD $4,688
Hyundai Elantra GLS 4-Dr Sedan $4,695
GMC Sierra SLT Extended Cab 2WD $4,695
Toyota Corolla XRS $4,705
Hyundai Sonata GLS 4-Dr Sedan $4,718
Chevrolet Silverado Crew Cab Hybrid 2WD $4,768
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Data assumes married male driver age 50, two speeding tickets, two at-fault accidents, $1,000 deductibles, and North Carolina minimum liability limits. Discounts applied include multi-vehicle, homeowner, and multi-policy. Rate information does not factor in zip code location which can lower or raise auto insurance rates considerably.

By looking at the data, you can expect models like the Ford Escape, Honda CR-V, Toyota Prius, and Volkswagen Jetta should be a few of the cheapest vehicles to insure for high risk drivers. Prices will tend to be higher because there is a higher risk for drivers requiring a SR22, but overall those specific models will most likely have the lowest insurance rates that you are likely to find.

Finding cheap car insurance is not the easiest thing to do, and figuring out which company has the cheapest insurance rates for drivers requiring a SR22 takes a little more work. Every car insurance company has a unique approach for determining rates, so we’ll go over the overall cheapest insurance companies in Greensboro, NC.

Cheapest Insurance Rates for SR22 Drivers

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Cheapest North Carolina auto insurance companies
Rank Company Cost Per Year
1 Progressive $632
2 Utica National $643
3 NC Farm Bureau $709
4 Penn National $717
5 Liberty Mutual $721
6 GEICO $728
7 Titan $729
8 State Farm $756
9 Auto-Owners $878
10 National General $890
11 Allied $892
12 Erie $904
13 Travelers $909
14 Peerless $962
15 Nationwide $1,031
16 Encompass $1,031
17 Safeco $1,034
18 MetLife $1,038
19 Unitrin $1,042
20 Allstate $1,086
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Progressive offers some of the lowest car insurance rates in Greensboro at around $632 each year. Utica National, NC Farm Bureau, Penn National, and Liberty Mutual also qualify as some of the cheaper Greensboro, NC insurance companies.

In this example, if you currently have a policy with NC Farm Bureau and switched to Progressive, you could earn annual savings of approximately $77. Policyholders with Penn National might save as much as $85 a year, and Liberty Mutual customers might lower prices by up to $89 a year.

It’s important to note that these policy rates are averages for all types of drivers and the different vehicles they drive and and are not figured with an exact zip code location for drivers requiring a SR22. So the insurer that can offer you the best price may not even be in the top 20 companies shown above. That point stresses why you need to compare prices as often as possible using your own personal information and vehicle type.

Ratings for Greensboro insurance companies

Buying coverage from the top insurance provider can be challenging considering how many choices you have in North Carolina. The ranking data displayed below can help you pick which insurers to look at comparing prices from.

The ratings below only include companies that write coverage in many states, so companies that only write business in North Carolina or surrounding areas will not be included in these rankings. To compare prices and find cheaper insurance for drivers requiring a SR22, click here.

Top 10 Major Auto Insurers in Greensboro Ranked by Customer Service

  1. USAA
  2. Travelers
  3. AAA Insurance
  4. Nationwide
  5. Safeco Insurance
  6. Progressive
  7. State Farm
  8. The Hartford
  9. The General
  10. Esurance

Top 10 Major Auto Insurers Overall in Greensboro

  1. Travelers
  2. USAA
  3. AAA Insurance
  4. Nationwide
  5. Allstate
  6. State Farm
  7. The Hartford
  8. Safeco Insurance
  9. Progressive
  10. American Family

How to get discounts on Greensboro insurance

Discounts on insurance for drivers requiring a SR22Insurers that provide coverage for drivers requiring a SR22 may also give you rate discounts that may potentially lower prices by 25% or more if you are eligible. Larger insurance companies and the discounts they provide can be read below.

The example below visualizes the comparison of premium costs with and without policy discounts. The data is based on a male driver, one accident and three citations, North Carolina state minimum liability limits, comprehensive and collision coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second bar shows the rates with vehicle safety, multiple policy, passive restraint, continuous coverage, multiple vehicle, and paperless filing discounts applied. When these discounts are applied to the policy premium, theaverage yearly reduction on insurance for drivers requiring a SR22 is 28% or $730.

How to find budget-friendly insurance for drivers requiring a SR22

It’s not impossible to find cheaper rates, and here are a few money-saving solutions that can help drivers get cheaper car insurance.

That last tip is notably necessary, as was affirmed in this piece. Insurance prices change frequently, so don’t be afraid to change to a new company if you find a cheaper price. Many drivers tend to have loyalty to a certain company, but is isn’t recommended if it’s costing you big bucks every year. If you have a few minutes, shop around and find cheaper insurance for drivers requiring a SR22 in Greensboro.

The insurance agencies listed below can probably answer your questions and help you decide which insurance coverage you need, as lots of drivers aren’t clear which coverage they need and would like to have professional advice when shopping for the best coverage for drivers requiring a SR22. It can be hard to find the best policy yourself, and a licensed agent can add peace of mind knowing you have adequate protection in case of an accident or claim. To locate an agency nearest to you, click the button link following the list.

Charlie Ganim – State Farm Insurance Agent
2008 New Garden RdGreensboro, NC 27410(336) 282-9229

State Farm: Ashley Collins
w ste b 27403, 1610 W Friendly AveGreensboro, NC 27403(336) 274-7900

Triad Insurance Partners
905 McClellan PlGreensboro, NC 27409(800) 701-5909

Necota Smith Jr – State Farm Insurance Agent
2607 Randleman Rd Ste BGreensboro, NC 27406(336) 274-1983

3411-B W Wendover AveGreensboro, NC 27407(336) 855-1223

View map of Greensboro, NC insurance agents