Compare Volkswagen CC Insurance Quotes in Greensboro

Insurance rates Volkswagen CC in GreensboroThe best way to get budget car insurance rates is to regularly compare quotes from insurance carriers who provide car insurance in Greensboro. Drivers can shop around by following these steps.

One bit of advice is to use the same deductibles and limits on each quote request and and to get rate quotes from as many companies as you can. This enables a fair rate comparison and a complete rate analysis.

A recent survey discovered that most drivers have purchased from the same company for over three years, and just short of a majority have never compared quotes from other companies. Many consumers in North Carolina could save about $100 every year by just comparing rate quotes, but they just feel it’s too hard to compare rate quotes.

If you have a current auto insurance policy or are shopping for new coverage, use these money-saving tips to get lower rates while maximizing coverage. Quoting the lowest-priced auto insurance policy in Greensboro is not that difficult. Drivers just have to learn the proper way to compare rates over the internet.

The cheapest Greensboro Volkswagen CC insurance

Most larger insurance companies such as State Farm and Allstate give insurance quotes from their websites. Getting online rates for Volkswagen CC insurance in Greensboro can be done by anyone because you just enter your required coverages as detailed in the form. Behind the scenes, the quote system requests your driving record and credit report and generates a price.

Quoting online for Volkswagen CC insurance in Greensboro streamlines rate comparisons, and it is important to have as many quotes as possible if you are searching for the most affordable auto insurance rates.

To quickly compare rates now, consider comparing rates from the companies shown below. If you have your current policy handy, we recommend you complete the form with coverages and limits exactly as shown on your declarations page. This makes sure you’re receiving an apples-to-apples comparison based on the exact same insurance coverage.

The companies shown below have been selected to offer comparison quotes in North Carolina. If multiple companies are listed, we suggest you get price quotes from several of them in order to get a fair rate comparison.

Cheap Greensboro auto insurance quotes with discounts

Insurance can be prohibitively expensive, but companies offer discounts to cut the cost considerably. Certain discounts will be triggered automatically when you get a quote, but some discounts are required to be requested specifically before you will receive the discount. If you check and find you aren’t receiving every discount you deserve, you’re paying more than you need to.Auto insurance discounts

As is typical with insurance, most discounts do not apply to the entire policy premium. Some only apply to individual premiums such as liability and collision coverage. Even though the math looks like you can get free auto insurance, company stockholders wouldn’t be very happy. Any qualifying discounts will bring down your auto insurance premiums.

The illustration below illustrates the comparison of Volkswagen CC insurance costs with and without discounts applied to the premium. The rate quotes are based on a female driver, no tickets, no at-fault accidents, North Carolina state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, claim-free, safe-driver, multi-policy, multi-car, and marriage discounts applied.

Insurance companies that may offer these discounts possibly include:

Double check with each company which discounts you qualify for. Discounts may not apply to policyholders everywhere. To locate insurers that provide some of the discounts listed above in Greensboro, follow this link.

Volkswagen CC insurance charts and tables

The data table displayed below outlines detailed analysis of insurance coverage prices for Volkswagen CC models. Understanding more about how rate quotes are formulated is important for making informed decisions.

Volkswagen CC Insurance Rates in Greensboro, NC
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
CC Sport 4-Dr Coupe $220 $420 $256 $16 $76 $988 $82
CC Luxury 4-Dr Coupe $220 $420 $256 $16 $76 $988 $82
CC VR6 Sport 4-Dr Coupe $246 $482 $256 $16 $76 $1,076 $90
CC VR6 Motion 4-Dr Coupe $246 $482 $256 $16 $76 $1,076 $90
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Above prices assume married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and North Carolina minimum liability limits. Discounts applied include multi-policy, homeowner, multi-vehicle, claim-free, and safe-driver. Premium amounts do not factor in specific Greensboro garaging location which can revise rates substantially.

Deductible comparison

One of the more difficult decisions when buying car insurance is how low should you set your deductibles. The comparisons below summarize the differences in price when you select higher and lower comp and collision deductibles. The first data set uses a $100 comprehensive and collision deductible and the second rate table uses a $500 deductible.

Volkswagen CC insurance prices with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
CC Sport 4-Dr Coupe $242 $456 $250 $14 $74 $1,061 $88
CC Luxury 4-Dr Coupe $242 $456 $250 $14 $74 $1,061 $88
CC VR6 Sport 4-Dr Coupe $270 $524 $250 $14 $74 $1,157 $96
CC VR6 Motion 4-Dr Coupe $270 $524 $250 $14 $74 $1,157 $96
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Volkswagen CC insurance prices with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
CC Sport 4-Dr Coupe $176 $308 $250 $14 $74 $822 $69
CC Luxury 4-Dr Coupe $176 $308 $250 $14 $74 $822 $69
CC VR6 Sport 4-Dr Coupe $196 $354 $250 $14 $74 $888 $74
CC VR6 Motion 4-Dr Coupe $196 $354 $250 $14 $74 $888 $74
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Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, and North Carolina minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, safe-driver, and multi-vehicle. Estimates do not factor in vehicle garaging location which can decrease or increase auto insurance rates greatly.

Based on the above data, using a $100 deductible will cost you approximately $20 more each month or $240 annually across all Volkswagen CC models than choosing the higher $500 deductible. Since you would pay $400 more if you file a claim with a $500 deductible as compared to a $100 deductible, if you usually have at least 20 months between claim filings, you would more than likely save some money if you decide on a higher deductible.

The diagram below illustrates how choosing a deductible and can increase or decrease Volkswagen CC premium costs for different age categories. The data is based on a single male driver, comp and collision included, and no discounts are applied to the premium.

Gender differences in car insurance premiums

The illustration below illustrates the difference between Volkswagen CC annual premium costs for male and female drivers. The information is based on a clean driving record, no claims, full coverage, $100 deductibles, drivers are single, and no other discounts are factored in.

How to find a good Greensboro auto insurance company

Picking a high-quality insurer can be rather challenging considering how many choices you have in North Carolina. The rank data in the next section could help you analyze which car insurance providers you want to consider purchasing coverage from.

Best Auto Insurance Companies in Greensboro
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
21st Century 86 82 90 84% A 86.4
Liberty Mutual 79 87 95 78% A 85.3
Farmers Insurance 77 80 80 84% A 80.3
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Data Source: Best Car Insurance Companies

Learn How to Get Car Insurance for Less

The best way to find cheaper car insurance is to take a look at the rating factors that come into play when calculating your policy premiums. If you know what determines premiums, this allows you to make good choices that can earn you lower car insurance prices. Lots of factors are part of the calculation when premium rates are determined. Some of the criteria are obvious like your driving record, but other factors are less obvious like where you live or your vehicle rating.

Increase physical damage deductibles to save – The deductibles define how much you are willing to pay before a claim is paid by your company. Coverage for physical damage, termed comprehensive and collision coverage on your policy, covers damage that occurs to your car. Examples of some claims that would be covered are collision with another vehicle, damage caused by hail, and damage caused by road hazards. The higher the amount you choose to pay out-of-pocket, the lower your rates will be.

High performance equals high costs – The make and model of the car you need to insure makes a huge difference in determining your rates. Lower performance four cylinder passenger cars usually are quite affordable to insure, but other factors influence the final cost greatly.

The chart below uses these variables: single female driver age 40, full coverage with $250 deductibles, and no discounts or violations. The chart compares Volkswagen CC car insurance rates compared to other vehicles that have a range of performances.

Pay more if you have a long commute – Being located in smaller towns and rural areas of the country can save you money when shopping for auto insurance. People who live in big cities have to deal with more road rage incidents and more severe claims. Fewer drivers on the road corresponds to lower accident rates.

Marriage reduces risk – Getting married can get you a discount on car insurance. Having a significant other demonstrates that you tend to be more responsible and it’s statistically proven that being married results in fewer claims.

Volkswagen CC insurance loss statistics – Companies study historical loss data when they set coverage costs for each model. Vehicles that have higher losses will cost more for specific coverages.

The table below demonstrates the insurance loss data for Volkswagen CC vehicles. For each coverage category, the statistical loss for all vehicles, regardless of make, model or trim level, equals 100. Percentages below 100 suggest a positive loss record, while numbers above 100 indicate more frequent claims or an increased probability of a larger loss.

Volkswagen CC Insurance Claim Statistics
Specific Volkswagen Model Collision Property Damage Comp Personal Injury Medical Payment Bodily Injury
Volkswagen CC 2WD 132 99 119 99 108 103
Volkswagen CC 4WD 162 134

Empty fields indicate not enough data collected
Statistics Source: Insurance Institute for Highway Safety for 2013-2015 Model Years