Cheapest Honda Accord Crosstour Insurance in Greensboro

It’s well known that car insurance companies want to keep you from comparing prices. Insureds who get comparison quotes once a year are inclined to switch to a new company because of the good chance of finding a lower rate. Remarkably, a study showed that drivers who shopped around annually saved on average $3,500 over four years as compared to drivers who never shopped around for lower prices.

If finding the best price on car insurance in Greensboro is the reason you’re here, then learning a little about the best ways to find and compare car insurance can save money and time.

Insurance rates Honda Accord Crosstour in GreensboroThe preferred way to get the cheapest Honda Accord Crosstour insurance in Greensboro is to do a yearly price comparison from providers who provide auto insurance in North Carolina.

  1. Read about what coverages are included in your policy and the things you can change to prevent expensive coverage. Many risk factors that cause rate increases such as at-fault accidents, speeding tickets, and a not-so-good credit rating can be remedied by improving your driving habits or financial responsibility. Continue reading for tips to prevent high prices and get discounts that may be overlooked.
  2. Compare price quotes from direct carriers, independent agents, and exclusive agents. Direct companies and exclusive agencies can provide rates from one company like Progressive and State Farm, while independent agencies can provide price quotes for a wide range of companies.
  3. Compare the new rate quotes to your current policy to see if cheaper Accord Crosstour coverage is available. If you find a better price and make a switch, verify that coverage does not lapse between policies.
  4. Provide adequate notice to your current company of your decision to cancel the current policy and submit a down payment along with a signed application to your new agent or company. Don’t forget to keep the new certificate verifying coverage in a readily accessible location in your vehicle.

One thing to remember is that you’ll want to make sure you compare identical coverage information on every quote and and to get rate quotes from every company you can. This provides a fair price comparison and a better comparison of the market.

If you have a policy now, you will definitely be able to save money using this information. Locating the most cost-effective insurance policy in Greensboro is not rocket science. But North Carolina drivers must comprehend how insurance companies charge you for coverage because rates fluctuate considerably.

When quoting auto insurance, remember that obtaining a wide range of quotes helps you find the best offered rates. Some companies don’t provide price estimates online, so you also need to get quotes from them as well.

The companies in the list below have been selected to offer price quotes in Greensboro, NC. If you want to find cheap auto insurance in NC, we recommend you visit two to three different companies to get the lowest price.

Auto insurance policy discounts for Honda Accord Crosstour insurance in Greensboro

Some insurance providers don’t always advertise all available discounts in an easy-to-find place, so here is a list both the well known and the more hidden auto insurance savings.Save money with discounts

As a sidenote, most discounts do not apply to your bottom line cost. A few only apply to the cost of specific coverages such as liability and collision coverage. So even though it sounds like you could get a free auto insurance policy, you won’t be that lucky. Any qualifying discounts will definitely reduce the amount you have to pay.

The diagram below illustrates the difference between Honda Accord Crosstour yearly insurance costs with and without discounts applied. The price estimates are based on a female driver, no accidents or driving violations, North Carolina state minimum liability limits, full physical damage coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, homeowner, safe-driver, multi-car, marriage, and claim-free discounts applied.

Large auto insurance companies and some of their more popular discounts are included below.

If you need inexpensive Greensboro auto insurance quotes, ask all the companies which discounts they offer. Savings may not apply to policyholders in Greensboro. To find providers with the best Honda Accord Crosstour insurance discounts in Greensboro, click here.

Premium rates and analysis

The information shown below highlights estimates of insurance coverage prices for Honda Accord Crosstour models. Having a better idea how insurance policy premiums are formulated helps drivers make smart choices when selecting a policy.


Honda Accord Crosstour Insurance Rates in Greensboro, NC
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Accord Crosstour EX 2WD $134 $256 $352 $20 $106 $868 $72
Accord Crosstour EX-L 2WD $134 $256 $352 $20 $106 $868 $72
Accord Crosstour EX-L 4WD $152 $302 $352 $20 $106 $932 $78
Accord Crosstour EX-L Navigation 2WD $152 $302 $352 $20 $106 $932 $78
Accord Crosstour EX-L Navigation 4WD $152 $302 $352 $20 $106 $932 $78
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Cost estimates assume single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and North Carolina minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, homeowner, and multi-vehicle. Rates do not factor in the specific area where the vehicle is garaged which can affect coverage prices greatly.

Choosing deductibles

One common question asked by Greensboro drivers is where should you set your physical damage deductibles. The following insurance rates may help to illustrate the differences in price between low and high comp and collision deductibles. The first data set uses a $250 comprehensive and collision deductible and the second rate table uses a $1,000 deductible.


Honda Accord Crosstour insurance premium estimates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Accord Crosstour EX 2WD $192 $324 $312 $18 $94 $965 $80
Accord Crosstour EX-L 2WD $192 $324 $312 $18 $94 $965 $80
Accord Crosstour EX-L 4WD $218 $382 $312 $18 $94 $1,049 $87
Accord Crosstour EX-L Navigation 2WD $218 $382 $312 $18 $94 $1,049 $87
Accord Crosstour EX-L Navigation 4WD $218 $382 $312 $18 $94 $1,049 $87
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Honda Accord Crosstour insurance premium estimates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Accord Crosstour EX 2WD $118 $204 $312 $18 $94 $746 $62
Accord Crosstour EX-L 2WD $118 $204 $312 $18 $94 $746 $62
Accord Crosstour EX-L 4WD $134 $240 $312 $18 $94 $798 $67
Accord Crosstour EX-L Navigation 2WD $134 $240 $312 $18 $94 $798 $67
Accord Crosstour EX-L Navigation 4WD $134 $240 $312 $18 $94 $798 $67
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Price data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and North Carolina minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, safe-driver, and multi-policy. Premium costs do not factor in specific location which can impact auto insurance rates significantly.

Based on the data above, we can derive that using a $250 deductible will cost you approximately $19 more each month or $228 annually than selecting the higher $1,000 deductible. Because you would pay $750 more to file a claim with a $1,000 deductible as compared to a $250 deductible, if you tend to have at least 39 months between claim filings, you would probably come out ahead if you choose a higher deductible. Below is a better example of how we made this calculation.

Average monthly premium for $250 deductibles: $84
Average monthly premium for $1,000 deductibles (subtract): – $65
Monthly savings from raising deductible: $19
Difference between deductibles ($1,000 – $250): $750
Divide difference by monthly savings: $750 / $19
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 39 months

One thing to note is that a higher deductible level results in having to pay to pay more out-of-pocket when you have a comprehensive or collision claim. That will require enough money put aside in order to pay more to get your vehicle repaired.

Learn How to Lower Your Insurance Rates

Lots of factors are used in the calculation when you get a price on insurance. Some of the criteria are obvious like an MVR report, but other criteria are not as apparent like your continuous coverage or how financially stable you are.

The following are just a few of the factors used by your company to calculate rates.